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Ratenkauf by easyCredit

Buy online and pay by monthly instalments!

Make your purchase with easyCredit and pay by monthly instalments - easy and comfortably. Directly from your home and without risk. Receive your order and pay later. easyCredit is a partner of Volksbanken Raiffeisenbanken and its name stands for consumer friendliness and fairness.

Ratenkauf by easyCredit at a glance:

  • Order Value: 200 to 10.000 Euro
  • Duration: 2 to 60 months
  • Repayment: You get your order first and then you decide. The first instalment has to be paid 30 days after delivery. You will receive your detailed instalment plan via email.

Rely on a strong partner:

easyCredit is a partner of Volksbanken Raiffeisenbanken and its name stands for consumer friendliness and fairness.

F.A.Q. - Ratenkauf by easyCredit:

What is Ratenkauf by easyCredit?

Ratenkauf by easyCredit allows you to comfortably pay by instalments at all our partner shops. You decide about the instalment amount and benefit from the flexibility of this payment method – make your wishes come true!

Who is eligible to use Ratenkauf by easyCredit?

If an online shop offers this payment method and you have a regular income, we will gladly check your individual request.

What documents are needed?

You will receive a confirmation whether you are eligible for a Ratenkauf by easyCredit during the order process. There is no need for further reviews, you don’t have to send us any documents.

Which credit amounts are possible with Ratenkauf by easyCredit?

You can make purchases from 200,00 Euro to 10.000,00 Euro with Ratenkauf by easyCredit.

Which collaterals have to be provided?

No collaterals have to be provided.

When will the monthly instalments be debited?

You can choose between the 1st and the 15th of the month. You may change that during the life of the loan at the easyCredit costumer portal.

Are unscheduled repayments possible?

Unscheduled repayments can be made without additional costs. This affects the monthly instalment amount. Please regard that an instalment can’t fall short of the minimum instalment of 20 Euro. In this cases the life of the loan will be adjusted.

Will a refusal of my financing request affect later orders?

No, your requests are checked individually, so that subsequent requests could be decided positively.

Do I have to use PostIdent?

No, PostIdent is not necessary.

Is it possible to adjust the instalment plan during the life of the loan?

If it happens that you may experience a financial squeeze, there is the possibility to suspend an instalment or to reduce the instalments permanently. Visit your easyCredit costumer portal and comfortably make the adjustments yourself.

What is the easyCredit costumer portal?

After the conclusion of the contract you automatically receive the login details for your personal costumer portal. Here you can manage your instalment plans, change your personal details, place orders or execute them yourself. Furthermore this portal serves as your personal postbox where all important documents regarding your instalment plan are saved and are accessible to you at all times.